A Hudson University co-ed dependent on financial aid is found murdered with an unexplained influx of cash. Her wealthy roommate is found with one of her rings, making her a suspect as the two were not friends. Benson, Fin, and Stabler have several theories about her murderer and their motive and investigate the various suspects; the roommate, her childhood friend, and someone connected to a heavily trafficked website where the victim was selling term papers for cash.